Tuesday, May 30, 2017

A UNWANTED VISIT

Year is1994: Ok...so I’m gassing up my unit and talking with my girlfriend, Oli, (Now my wife) on my cell phone.  After hanging up with her, I left the bulk plant, which is next to Mono park and I went down Golden Way for a routine patrol drive when this chick, in a fancy dress, started flagging me down in the middle of the street.  I stopped and immediately notified dispatch about it and she opened my door, and I don’t know how in the hell she did this, but she somehow climbed over me and the steering wheel to be on the other side of passenger seat!  Why she didn’t use the passenger door?  I’ll never know.  She then starts telling me, in Spanish, not to have some guy touch her and I was like “What guy?”  Then suddenly my door opened again and here this idiot tries to crawl over me to get to this girl...what the....people...my car has another door to it..you know...anyway this dumb-ass doesn’t say a word and is being terco trying to reach out to her, so I pushed him back and made enough space for me to get my ass out.

The girl in my car starts to panic saying, “Por favor oficial no le dejes que me toque” and I’m like...”Ok..what's going on here” and this pendejo keeps trying to get to her by getting into my car, so I grabbed the son-of-a-bitch and told him “Dude...calm your shit down” but noooo, stupido keeps being ignorant, so I shove him against my unit, but this vato turns around on me and starts to throw blows.  Ok...motherfucker, so the fight is on and I end up flopping this dern fool to the ground and was able to pinned him down with my knee and I tried to turn him over to place the cuffs on, but then all of sudden I feel a dozen hands on my back trying to pull me off of this guy, but they were actually causing more harm than being a rescue.  One of them got brave and went for my weapon, so I backed away, but little desperado tried to escape from me by running toward his house, so I became a pro defensive player and tackled his ass, but there was a fallen chain-link fence next to us and I knocked the whole damm thing over.  These yahoos then decided to play pile up and started jumping on top of me, but a few minutes later, I felt what appeared to be somebody being beaten on with something hard and then I heard someone yell in agony, so I looked up and saw my partner, Rhino, going crazy with his ASP baton hitting everything in sight. 

The zombies scrambled for cover, but they regrouped and started advancing toward us, so I yelled “11-99” (Officer needs assistance) on the Police radio and the calvary came running tooting their horns and when they arrived it was every man for himself.  The whole damm street was in a brawl with mace spray being shot all over the place, even on me, but after it was all said and done, four guys were in custody, except for my guy, so I wiped the sting out of my eyes and searched inside this old shack that was behind the primary residence and there was tonto sitting on the edge of a bed with his head down because it appeared that someone really jacked his eyes up with pepper spray.  “You thought you got away...huh...cabron!” I told him as I pushed him to the ground and cuffed his ass.  

Hours later, everyone got booked and I found out how everything got started, which was because the girl did not want to go out with this guy (the main suspect) because he was drunk and could not take no for an answer....can you believe that shit!  All that fiasco for a drunk ass fool with a broken heart, who refuses to accept it...the next time I got wiser and took a longer lunch break instead!


Saturday, May 20, 2017

REAL ESTATE INQUIRIES

OK...here it is...since I do have a brokerage business than it's my duty to let you know what's going on in the real-estate realm...no matter how boring it it...so let's begin...as we all know...we're slowly becoming a seller's market, and with interest rates staying at these low rates...it's now a perfect time to invest in a home before the interest rate hike, which is speculated to jump as much as 5% by the end of this year.  Large cities, for example, have seen their homes in Sacramento, Bakersfield and in the Bay area increased by 60% whereas the homes in the Central Valley only increased slightly, but included in  this agriculture industry effect are the low-paying jobs and high-unemployment rates that persists throughout our region, which also enhances the real-estate to be unsustainable.

Now if the forecast of the rising interest rates are valid this can also rise up the monthly mortgage payment by $500 to $600 a month, which supports the trend of homes sales that have occurred in the past 12 years, example,

2005-Home sales peaked in California.
2006-30% fewer sales than 2005.
2007-Home sales dropped another 30%.
2009-Home sales went up slightly after the house market crash of 2008.
2010-More decline in home sales and prices.
2011-Home sales increased slightly while prices decreased.
2012-Home sales increased considerably.
2013-Home sales are slow, but prices increased.
2014-Home sales decreased by 7% from 2013.
2015-Home sales 9% higher than 2014.
2016-Homes sales slightly higher from 2015.
2017-Home sales 3% above 2016.

Baby Boomers will be going into retirement and sell their homes while buying replacements in 2019, and their children (Generation Y) will add to the house sales as they find higher paid jobs and become first-time home buyers.

Mortgage lenders hopefully will loosen their lending standards, but a real-estate prediction indicates that the down payments might be squeezed out by high rent apartments and elevated interest rates.

CYBER-DEPENDENCY

How much do you depend on your computer (lap-top, I-pad, I-pod, tablet, smart phone etc...etc) to control your daily activities?  Take me for example, I check or conduct the following transactions on my MacBook Air notebook everyday for the following activities: Banking Activities including checking clearance and withdrawals, Bill Payments, Check the status of my PERS retirement and Workers Comp, Online College courses, T.Rowe Price stocks exchange, My Blog, Cash receipts or Merchandise Invoices, Real Estate contracts, Income Tax information, E-mails (ATT & G-mail) and that's just to name a few of the transactions that I depend my computer for and I'm sure there are many others, who use their computer for much...much... more...especially if they have their own business, so what happens when everything crashes because of a deadly virus or because of a noisy hacker, who just wants to ruin your day and every input of you and yours disappears...do you have a backup?  Have you been writing things down or been saving your receipts or other vital paperwork?  Or are they somewhere in your shredder's wastebasket.

Last week there have been a massive surge of cyber attacks where over 2000,000 computers around the globe had been infected with security flaws using a ransomware virus with the Microsoft's XP operating system, (ranging from British hospitals to Russian banks), which blocks the normal computer process and puts up images of demands for payment of $300 Euros.  The fight against the vicious cyber virus has reached over $120 billion this year alone affecting both the world economy and global stock markets and making the cyber security franchise explode with web-wide business contracts and there is even speculation that by year 2020 their profits will reach over $1trillion.

It wouldn't be very long until these viruses catch up with the everyday user and that's with any device no matter how anti-virus proof you think your toy may be, so my question remains...are we, as high-tech advocates, ready for such a disaster?  Do we have the capabilities to retrieve what's lost?  Are we truly protected by these promises of privacy from theses anti-virus crime fighters?  What would you do in this scenario?  What's your plan of action?  Maybe we should start looking for one!

Sunday, May 7, 2017

ONLY IN MY DREAMS


It was 10 after 6:00 on a light-foggy Friday evening when I walked out of the dialysis center and as I approached my vehicle, I noticed both my Mom and my wife waiting for me in the parking lot, which besides their glooming smile, was the very first signs of a obvious red flag. “Hi mijo,” said my mother without smiling as my wife opened the back door for me to get in without saying a word. “Man...this is serious” I thought.  We sat in silence for a few minutes and my wife still hadn’t turned on the car. “Ok...what’s wrong?” I asked.  They both looked at each before saying anything as if they were wondering, who was going to be the bravest one to break the bad news.  Finally my Mother spoke out, “They say your Dad has cancer...mijo.”  At that instant it felt as if someone had just shot me through the windshield and struck me directly in the chest.  I was already feeling like shit coming out of dialysis and now I started to have breathing problems and something was making me sick to my stomach.  I was shocked.  “Whaa...my Dad?” I thought, “The most healthiest person I know!”  I actually thought this was someone’s idea of a sick joke. “Who in the hell said this?” I demanded.  “His doctor” replied my Mother.  She then went on to tell me about how my Father was diagnosed with a small cyst in his prostate that was cancerous, which I already knew, but according to the physician, the cyst was so tiny that it did not pose any danger, in fact, it was so small that there was no need of taking any anti-cancer medication, so of course, no concern from anybody was initiated until my Father went back years later for a follow-up medical exam and it was then discovered that this tiny cancerous cyst had traveled to his bladder.  ‘What happened with the cyst that did not pose any danger story?” I said.  “He made a mistake” replied my Mother.  “Oh no he didn’t make a mistake..Mom!” I said, “We made the mistake by choosing that damm doctor!  So what happens now?  Do I lose my Dad just like I lost my cousin? Why not!” I hollered, “ I lost Peter..I lost my kidneys...and now I’m going to lose my Pops...why not...let’s just destroy my whole damm life once and for all!”  “Don’t be saying things like that...June!” said my Mother harshly, “They are going to give your Father chemo for a couple of months...the Dr. thinks that should stop the cancer.” “Or make him their Guinea pig” I replied.  

We didn’t say a word to each other on our way back home.  After we dropped off my Mom, I didn’t want to talk to anybody, so I went straight to the bedroom and laid in our bed.  After a few minutes, my wife went to check on me and noticed that I was crying uncontrollably, so she panicked and called my sister, Mari, who immediately came to the rescue.  “What’s wrong?”she asked, “Mom told you..huh” I nodded my head as I embarrassingly wiped the tears from my face.  “Mom didn’t say it quite right” she said, “Look...the cancer is still small..they think with a couple of more chemo treatments it will kill it.” “Or just say they made another mistake!” I replied.  I know I was being negative about the whole ordeal, but that’s the way my life was going at the time.  “Hey it could be worse” said Mari “They say if you are going to get cancer it’s best for men to get it in the prostate gland because it’s a lot slower than getting it elsewhere.”  After talking some more for several minutes, I felt better and my sister’s advice had brought me hope that I would be able to cling on to my old man for just a little bit longer.

Six months had passed and my Father already completed his chemo sessions (without losing a single strand of hair) but a few weeks later he started to complain about getting frequent headaches so another follow-up exam to the same doctor sadly revealed that my Father’s prostate cancer had now traveled to the back portion of his head and was slowly progressing...my Pops was running out of time!  In desperation, I called several cancer clinics and institutions in attempts to prolong my Father’s life, but they all came to the same conclusion upon seeing his medical records.  “It’s too late...you should of come to us sooner!”  They might as well have stabbed me in the heart with a dull knife instead of telling me those very words, which have haunted me and my family ever since. Why didn’t we?  I kept asking myself, but I couldn’t answer that question except for out of pure ignorance and undeserved trust...my Father deserved far better...at least one more try...but no-one ever gave him that chance!  

The next following months my Father’s condition became worse and he constantly was in pain, so he spend most of the time in bed.  We tried to have a hospice company help us out, but my Mother was not very happy with their crumbing way of taking care of him, so she chased them away and between her, my sister, my brother-in law, Abraham (great guy) and my dear beautiful niece, Olivia, made their best effort to make my Pops feel as comfortable as they possibly can.  Hey you guys did a awesome job and don’t let anybody tell you less!  During my Father’s last few months, I started to visit him more frequently as much as I could physically could trying not to waste any precious time in between without seeing him, in fact, there was another empty bed in the same bedroom, so I decided to spend nights whenever I had the chance and didn’t have to go to dialysis the following day, which reminded me how my Father used to sleep next me when we use to live out in the country where I slept alone in my own bedroom...so now it was my turn..Pops.  He sometimes would wake up in the middle of the night and see me laying there and would ask my Mom, who frequently made checks on him, for an explanation.  “Because he wants to be” she said.  “But he needs to be with his wife and kids” my Father would say.  Then one day, he asked me that very same question and I told him that I just wanted to be there with him.  “You have your wife and family mijo...you need to be with them”  “Pops there is no other place in this whole wide world that I rather be than to be right here with you” I replied.  I then went to use the family bathroom down the hallway and where a sudden reality check would hit me and I’m not ashamed to say that I would spend the next half-hour crying to myself daring not to have my Father overhear me.  “I’m going to lose him” I thought, “My Father...my teacher...my mentor...my hero...my friend... and there is absolutely nothing I could do about it!”  

Then one morning toward the end of May, my Mother called me, “Mijo...can you come over”  I knew at that point why she wanted me over the house.”  And I was right...my father had just passed away. I didn’t cry though because I knew for once my Father was no longer in pain but in peace sitting right next to the good Lord.  I placed my hand on his chest as he laid there motionless, “It’s ok Papa...it’s ok” I said repeatedly “We will be fine” For I knew he was worried about what was going to happen to his family once he left us.  He had a beautiful funeral and all his remaining family and friends went to see my Father for one last time and when they placed him in the ground, I knew at the time, that he wasn’t really in that coffin, but actually with us overseeing that no harm would come toward us, which he still does till this day.  


So those of you who are fortunate enough to have your parents still alive...embrace them and let them know how much you care and love them..you have...well go back and tell them again and again until they are totally convinced because believe me when I tell you this, people, once they are gone...they are gone...forever!  Some of you definitely know what I’m talking about so don’t wait until it happens because then you will find yourself in the same situation I am where the only time I could see my Father is when I look at old photographs of him that sit on my Mother’s shelves or on her walls and sometimes a occasional browse through the family album.  At times without even thinking about it I get a lucky break and have the golden opportunity to talk to him where he still gives me important advice, but it is only in my dreams...only in my dreams...man...I miss you Dad especially now more than ever where I really need you by my side like you have been all my life when you were here, but I guess I’m just being selfish and only the good Lord knows why he took you away from us...until I see you again Pops..I love you!!