NEWSFLASH

It was announced in the news not to totally depend on your Social Security statements regarding the estimate monthly amount you are to receive when you retire due to the high frequency of complaints from retired U.S. citizens, who were given a completely different amount in comparison to their Social Security statements.  It should also be noted that at whatever age you are to retire, Social Security will only reflect the last 35 years of employment to be calculated for your retirement.  Many of the retirees have complained receiving less than estimated on their statement, so a person might consider an additional retirement program to offset any disappointing surprises, for instance 401(k) or PERS.