Friday, November 4, 2016

THE LEGAL CROOKS

The American Banking System vs. Cable TV....who's winning the cheating battle here?  One bright sunny day as I was skipping along, I noticed on my cell-phone that I had a overdraft fee of $35 on my Wells Fargo online-banking web site for a insufficient fund of a lousy 3 bucks!  To top it off, I actually had over $200 in my savings account, where I could of easily transfer the necessary funds to cover my measly purchase of two McDonalds coffee and two kid's parfait for my grand babies, Mia and Lea, but on the night before, I had check my banking statement on-line at approximately 10:00 p.m, which indicated that I had $27.00 left-over in my checking account so I assume it was safe for the night...yeah right!

So I called the banker and told her about my misadventure and indicated why was I charge a overdraft fee since my last online statement on my checking balance was different (in my favor) and now I was in the hole especially since there were no other withdraws or other purchases made on my account.  She told me that there must of been a late transaction that occurred sometime after I had logged off, so I rebuttaled that I thought I had until 5 o'clock to replenish the needed funds into my checking account before a overdraft coverage was necessary, but she gave me a wild goose story (actually bullshit) that I waited to long to make the switch from my savings to my checking account, therefore, explaining why I was charged the overdraft fees.  After a hour of arguing (mostly at my expense) I was finally able to cut the $35 charge to $12.50 for not having enough money in my bank account that I already have.....just doesn't make sense does it.

This happens to thousands of banking customers every single day especially to those who are foreign to the internet banking system or don't speak the financial lingo interpreted by the heavy-accent banker from another country and are not aware of these cloak and dagger proceedings.  Just think of it...that's a lot of money!  And its happening right under our very noses nationwide!  Now let's talk about the good-ole cable TV companies, who think they are the monopoly giants of the television entertainment industry ( we can change all that by the way) by making these exclusive deceiving glamorous bargains of a low-low price of $29.99 a month for cable television on a committed two year contract...BULLSHIT!  Little do these cable companies mention that for a low cost of $29.99, you get almost absolutely nothing, but mediocre cable channels, so for a slight upgrade of $140 more a month!!!! you can get another 120 premium channels where 60 out of the 120 channels are nothing but infomercials...what a rip off!  Well at least I know where to buy a nice diamond ring or buy some cheap swamp land from Eric Estrada!

We need to stop these legal crooks from stealing from the American people.  I know what you are saying right now..."Isn't Wells Fargo in enough hot water?"  Yeah... like if the authorities are really going to do something besides a slap on the wrists and fining them millions of dollars!  Ugh..Sorry..I was choking on my own saliva.  What we all need to do is group up, find a attorney with steel balls and initiate a multi-class lawsuit and kick-start a stringent federal investigation to block this nation-wide scam from continuing.  We (the people) are the ultimate giants in this country, who the U.S Constitution stands behind not the powerful politicians, who manipulates it!    We are the ones, who really make the laws...support them....and properly follow them...and never forget that!  There are U.S Presidents that were kicked out office because of us...top-class leaders, who have committed fraud, put in jail because of us...rich and famous celebrities taken down because of us...not by the court's system, they just enforced our laws..not make them!  And we initiate this by voting, so let's not drop the ball and exercise what is valuable to us...what is justified....what is right...what is ours.  That's the true American Way!  www.huffingtonpost.com/news/wells-fargo/






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